Can't it be "all of the above?"
We have a great team this year with fantastic character. The playcalling when you desperately need a 1st down or TD stinks. We played a heck of a game against Michigan and deserve a ton of credit for that. An L is an L and we're on a 3-game losing streak. This season has been an amazing accomplishment and we're well ahead of what anyone could have expected. The defense has surrendered leads at the end of games and we've lost a bunch of winnable games.